Today afternoon, one of my friend came to my house and asked me to accompany him to search for flat.
His father in law has planned to buy a 2 or 3 BHK flat in PCMC in next 1-2 months (ready possession) and asked him to check for details.
He has shortlisted area near spine road from Shivtej Nagar to Indrayani nagar on Spine road, Chinchwad, Pune.
First, we went to Woodsville by Pharande Builders. 3 BHK Ready possession flat with area around 1300 sq. feet (available in next 3 months) was available in Phase I on 12th floor. Rate per Sqft. = Rs. 4400/-.
Total cost of flat was around 70 Lacs.
We went to one scheme near Spine City, Indrayani nagar and Rate per Sqft was 4551/-.
Rate was around 3700-4000 for Local builders with no major amenities for most of the places where we enquired.
He will again go next Sunday to few more places. I'll update regarding the same and final decision of his in laws in my followup post.
Tuesday, January 15, 2013
Searching Flat near Spine Road, Chinchwad for my Friend's in-laws
Saturday, January 12, 2013
Investment in Tax saving Mutual Funds
This week i have invested small amount in tax saving Mutual Fund for tax saving purpose.
Three years back i have invested in Tax saving scheme and locking period of all those investment is complete. I have invested in too many schemes that time with small amount in all investments.
Details of investment in year 2010:
Reliance tax saver fund is the best performing fund among the funds which i invested. So this time also I choose it for investing. Instead of investing in too many funds, i decided to invest only in 2 funds.
After doing some study, I decided to invest in Axis Tax saver as second option.
I have invested total Rs. 11000 this year.
Details are as below:
Three years back i have invested in Tax saving scheme and locking period of all those investment is complete. I have invested in too many schemes that time with small amount in all investments.
Details of investment in year 2010:
| Fund Name | Date | Units Allocated | Price | Amount |
| Kotak Taxsaver - Dividend (KM100) | 21/12/2009 | 204.29 | 9.79 | 2000 |
| Reliance Tax Saver Fund - Dividend (RC182) | 07/01/2010 | 346.789 | 14.418 | 5000 |
| SBI Magnum Tax Gain Scheme 93 - Dividend (SB023) | 07/01/2010 | 112.587 | 44.4100 | 5000 |
| Birla SunLife Tax Relief 96 - Growth (BM382) | 07/01/2010 | 454.545 | 11 | 5000 |
| HSBC Tax Saver Equity Fund - Dividend (HS107) | 07/01/2010 | 217.055 | 13.8214 | 3000 |
| Religare Tax Plan - Dividend (LT011) | 08/01/2010 | 156.128 | 12.81 | 2000 |
| HSBC Tax Saver Equity Fund - Dividend (HS107) | 27/01/2010 | 156.509 | 12.7788 | 2000 |
Reliance tax saver fund is the best performing fund among the funds which i invested. So this time also I choose it for investing. Instead of investing in too many funds, i decided to invest only in 2 funds.
After doing some study, I decided to invest in Axis Tax saver as second option.
I have invested total Rs. 11000 this year.
Details are as below:
| Fund Name | Date | Units Allocated | Price | Amount |
| Axis Long Term Equity Fund - Growth (AX012) | 11/01/2013 | 266.5120 | 15.0087 | 4000 |
| Reliance Tax Saver Fund - Dividend (RC182) | 11/01/2013 | 443.1840 | 15.7948 | 7000 |
Friday, January 11, 2013
Travel: Visit to Chitri Dam - Ajara, Kolhapur during Diwali
During Diwali, I visited Chitri Dam in Ajara. After many years, I went to Ajara.
On Thursday, 15th Nov 2012, after having Lunch , We went to Chitri Dam.
It is very good place.
Enjoyable experience for childrens. Sharing photo of Shivam and Sakshi (My Nephew and Niece) enjoying at Dam.
Wednesday, January 9, 2013
Opening PPF (Public Provident Fund) account in SBI
As financial year is coming to an end, tax savings options like PPF, ELSS mutual fund, insurance etc are main topics of interest for Salaried person like me.
Few days back, I went to State bank of India bank (SBI), Chinchwad branch to open PPF account. After enquiring, I came to know that you need SBI Savings account in any Branch for opening PPF account.
As I was not having SBI savings account, I completed all formalities to open savings account that day. I was told that I will get SMS when account opening process is complete (within 2-3 days).
I did not get SMS for more than one week so I went to SBI branch. Account was still not activated. They have activated it in front of me.
I collected Pass Book by depositing amount in my Account.
Next, I collected PPF form and came back Home. Today (9th Jan 2013) I am going to complete PPF account opening procedure.
Updating procedure to open account (now after opening PPF account in SBI). It was very smooth process.
To open PPF (Public Provident Fund) account in State bank of India bank (SBI),
1. You need savings account in any of the SBI branch.
2. Collect PPF account opening Form (It is one page form ) from SBI branch which is having PPF account facility.
3. Documents Required
5. Verify PPF form and documents.
6. After verification, PPF account opening procedure starts . (Entering form details in Bank system)
7. Once you get PPF account number, fill PPF slip to deposit money in account.
8. Collect PPF Passbook by showing PPF payment slip to passbook counter.
Few days back, I went to State bank of India bank (SBI), Chinchwad branch to open PPF account. After enquiring, I came to know that you need SBI Savings account in any Branch for opening PPF account.
As I was not having SBI savings account, I completed all formalities to open savings account that day. I was told that I will get SMS when account opening process is complete (within 2-3 days).
I did not get SMS for more than one week so I went to SBI branch. Account was still not activated. They have activated it in front of me.
I collected Pass Book by depositing amount in my Account.
Next, I collected PPF form and came back Home. Today (9th Jan 2013) I am going to complete PPF account opening procedure.
Updating procedure to open account (now after opening PPF account in SBI). It was very smooth process.
To open PPF (Public Provident Fund) account in State bank of India bank (SBI),
1. You need savings account in any of the SBI branch.
2. Collect PPF account opening Form (It is one page form ) from SBI branch which is having PPF account facility.
3. Documents Required
- 2 Photos (1 on PPF form and 1 on account Passbook)
- Pan Card Xerox (Original also required for verification)
- Address Proof Xerox (Electricity Bill, Passport with Current address etc.) with originals
5. Verify PPF form and documents.
6. After verification, PPF account opening procedure starts . (Entering form details in Bank system)
7. Once you get PPF account number, fill PPF slip to deposit money in account.
8. Collect PPF Passbook by showing PPF payment slip to passbook counter.
Saturday, January 5, 2013
Second Servicing of Wagon R CNG Yesterday
I had given our new Wagon-R CNG for second servicing yesterday at Wonder Cars, Chinchwad. It was a very smooth process.
My appointment was at 11.00 AM, but as i planned to go for one of my friend's Marriage, I went to service center at around 10.20AM. At reception, they verified my appointment details and asked me to sit for 5-10 mins. Within 5 minutes they arranged one Service person to complete Service sheet. All process completed at 11.00 AM and they informed that i'll get call when Car is ready. They arrange drop facility if required but as I planned to go for marriage so I came with my friend who brought Bike to Service center. I asked him that I need car in evening before 5PM. He told that he will call as soon as Car is ready.
In Afternoon, around 2.15, I got call from Service center that my car is ready. I went there at around 2.40 and within 15 mins, all process was complete and Second servicing of my car was Complete after verifying the Car. It was a Free servicing and they did not charged me anything.
It was very good and smooth experience.
My appointment was at 11.00 AM, but as i planned to go for one of my friend's Marriage, I went to service center at around 10.20AM. At reception, they verified my appointment details and asked me to sit for 5-10 mins. Within 5 minutes they arranged one Service person to complete Service sheet. All process completed at 11.00 AM and they informed that i'll get call when Car is ready. They arrange drop facility if required but as I planned to go for marriage so I came with my friend who brought Bike to Service center. I asked him that I need car in evening before 5PM. He told that he will call as soon as Car is ready.
In Afternoon, around 2.15, I got call from Service center that my car is ready. I went there at around 2.40 and within 15 mins, all process was complete and Second servicing of my car was Complete after verifying the Car. It was a Free servicing and they did not charged me anything.
It was very good and smooth experience.
Share Market: Details of investment made In Dec 2012 : IFCI, Fortis, Reliance Infra
Thought of giving details where i am investing in stock market.
On 7th Dec & 14th Dec 2012 bought few shares. Details as below:
Lets see how much loss/profit i'll get from this.
Earlier thought of giving Investment details on shava28.blogspot.com which is my another blog mainly for Technical things. But better use this blog as it is mainly for Personal things.
So now onwards, I'll track and give details of Stock market investments here.
On 7th Dec & 14th Dec 2012 bought few shares. Details as below:
| Date | Stock name | Quantity | Rate |
| 7 Dec 2012 | IFCI | 50 | 34.5 |
| 7 Dec 2012 | FORTIS | 40 | 110.5 |
| 14 Dec 2012 | IFCI | 100 | 33.80 |
| 14 Dec 2012 | GUJARAT NRE COKE | 100 | 20.10 |
| 14 Dec 2012 | RELIANCE INFRA | 6 | 519.30 |
Earlier thought of giving Investment details on shava28.blogspot.com which is my another blog mainly for Technical things. But better use this blog as it is mainly for Personal things.
So now onwards, I'll track and give details of Stock market investments here.
Tuesday, January 1, 2013
Second Servicing of Wagon R CNG
Completing 6 Months on 12th Jan 2013 for our Wagon R.
So Second servicing is due. I was planning to go for servicing on 5th Jan.
On Saturday (30th Dec), I got call from showroom to remind about second servicing. I informed them about my plan for servicing on 5th Jan. Person who called inquired suitable timing for which i informed 11.00 am in morning. She booked my appointment on 5th Jan 2013 at 11.00am for servicing. I am very happy about service by Maruti Suzuki.
Looking forward to second servicing of my Car on 5th Jan and will update the details.
So Second servicing is due. I was planning to go for servicing on 5th Jan.
On Saturday (30th Dec), I got call from showroom to remind about second servicing. I informed them about my plan for servicing on 5th Jan. Person who called inquired suitable timing for which i informed 11.00 am in morning. She booked my appointment on 5th Jan 2013 at 11.00am for servicing. I am very happy about service by Maruti Suzuki.
Looking forward to second servicing of my Car on 5th Jan and will update the details.
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