Update on redemption of Tax saving Mutual funds of year 2010

Earlier I had given details of investment made in tax savings mutual funds in year 2010 and recently in early 2013.
Three year locking period was completed In January 2013 for all the investments done in 2010.
My observation during these three years:
1. Fixed deposit or PPF is better option for tax saving.
2. ELSS mutual fund returns are not good. Instead it is better to invest in PPF for tax saving purpose.
3. Investing in Good stocks if you want to get benefit of appreciation from stock market as Good stocks will give returns better than ELSS Mutual funds as there is additional cost involved in mutual funds like fund management, employee cost, commissions etc.

Details of Redemption:

Fund Name	Purchase Date	Purchase Amount	Sell Date	Sell Amount
Kotak Taxsaver - Dividend (KM100)	21/12/2009	2000	07/01/2013	2563.15
Reliance Tax Saver Fund - Dividend (RC182)	07/01/2010	5000	18/02/2013	4802.12
SBI Magnum Tax Gain Scheme 93 - Dividend (SB023)	07/01/2010	5000	18/02/2013	4015.40
Birla SunLife Tax Relief 96 - Growth (BM382)	07/01/2010	5000	10/01/2013	5440.54
HSBC Tax Saver Equity Fund - Dividend (HS107)	07/01/2010	3000	18/02/2013	3361.75
Religare Tax Plan - Dividend (LT011)	08/01/2010	2000	29/05/2013	2077.75
HSBC Tax Saver Equity Fund - Dividend (HS107)	27/01/2010	2000	18/02/2013	2241.16

Dividend is also credited for few dividend schemes and Details of dividend is as below:

• Reliance Tax Saver Fund - Dividend
• 11-Feb-2011 : 520
• 29-Mar-2012 : 520
• 25-Jan-2013 : 243
• Total Dividend: 1283
• Religare Tax Plan - Dividend
• 20-Jan-2011: 312
• 30-Mar-2011: 117
• Total Dividend: 429
• HSBC Tax Saver Equity Fund - Dividend
• 19-Feb-2010: 373
• Total Dividend: 373
• SBI Magnum Tax Gain Scheme 93 - Dividend
• 22-Mar-2012: 394
• 18-Mar-2011 :450
• 05-Mar-2010 : 450
• Total Dividend: 1294

Nice Marathi Song from Movie Duniyadari

Few days back, I saw making of Marathi song "Jindagi Jindagi" on TV. It is a very nice song and also nice to see many marathi actors singing. Sachin Pilgaonkar, Mahesh Manjarekar, Siddarth Jadhav, Sunil Barve, Swapnil Joshi, Paddi Kamble, Sanjay Jadhav, Prasad Oak, Sumit Raghavan, Siddharth Jadhav, Kedar Shinde, Ankush Chaudhari, Vaibhav Mangle
I know Sachin is good singer but watching others singing and that too like professional singers is good.
Lyrics pan mast aahet. "Mai jindagi ka sath nibhata chala gaya" ya Junya Hindi ganyacha mukhada use kelay pan Baki gana mast lihalay.
He gana khup gaajel he Sachin che shabd khare hotil.


Watch song on Youtube at:
http://www.youtube.com/watch?v=vPRvu3aOvhk

http://www.youtube.com/watch?v=YqasTm5HL6k

Speed post by Indian post is best

I ordered cheque book through net banking. Usually it is delivered by courier in 2-3 days.
I got sms from ING that cheque book is dispatched through Shree Maruti courier services. But when i checked the details on their article tracking website, status was RETURNED due to short address.
I receive all my mails, couriers on same address. I doubt whether they tried to deliver it.
I sent them email for the same and they replied regretting and saying that next time, they'll take care.
I got call from ING bangalore office that cheque book is returned due to address not found. They confirmed the address on phone and told me that they are resending it by Speed Post.
Cheque book was delivered from Bangalore on 19th June and today(21st June), I received my cheque book.
In morning, i checked Indian post website for status of my cheque book and status was "sent to rupeenagar post office from pune".
I thought that it will get delivered tomorrow but to my surprise, I just received it at 6.30pm.
Very happy with service of Speed Post service of Indian Post.
Experience of Shree Maruti courier was worst and i will never suggest it to anyone. Don't know why ING preferred them first while delivering my cheque book.

Delivered by EMS speed post

Shree Maruti Courier Courier Returned (Short Address)

Address details

Shree Maruti's undelivered Courier packet inside Speed post packet

South africa again lost in semifinal

South africa again lost in semifinal. This time in Champion's trophy cricket tournament. They played very badly. Comprehensive win by England.
It all started badly for south africa with Dell steyn rested due to fitness issue and they also lost toss.
Anderson, tredwell bowled well to reduce them to 175.
Trott, Root batted brilliantly to make it one side affair.
Congratulation to English team for all round performance.

Got Micromax X55 mobile

Today(19 june 2013), i bought Micromax blade X55 dual sim mobile. It has 5mp camera with flash and face detection feature. It is not touch screen phone.
Looks good for rough use.

Seven wonders of Maharashtra by ABP MAJHA

Good initiative by ABP MAJHA and MTDC to promote tourism in Maharashtra.
Seven Wonders are:
1. Ajanta Caves, Aurangabad
2. Lonar Crater, Buldana
3. Raigad Fort, Raigad
4. Kas Plateau, Satara
5. Daulatabad Fort, Aurangabad
6. CST Station, Mumbai
7. Global Pagoda, Mumbai

Details are available at : http://wondersofmaharashtra.in

Watch video on Youtube:

Planning to buy Term Insurance plan

I am planning to buy Term insurance.
SBI life and LIC were 2 options in my mind when i decided to buy term plan. I have searched on SBI life website and Online option is available on their website. But after searching more on web, i found that  ICICI Prudential and Hdfc Life are among the top private insurance companies. One of my close friend has bought ICICI term plan online so ICICI was also one new option in my preferred list.
Finally I decided to go with LIC term plan and reliability of LIC was the deciding factor to go with them.
I have decided to opt "AMULY JEEVAN - 1" plan of LIC of 30 Lacs for term of 30 years.
I will give details once all process is complete.

7 June 2013: Maharashtra SSC result 2013 announced today

Maharashtra 10th standard result announced today at 13:00.
Results are available online at :
http://mahresult.nic.in/
http://sscresult.mkcl.org/

My cousin also appeared for exam. She got 68.80% (344/500)

Overall performance is as below:

 DIVISION              NO OF CANDIDATES          PASSED                                                                            
                 REGISTERED   APPEARED    PASSED   PERCENTAGE                                                                        
--------------------------------------------------------------                                                                       
   PUNE           246571     245766     216900     88.25                                                                             
--------------------------------------------------------------                                                                       
   NAGPUR         176970     176300     130438     73.99                                                                             
--------------------------------------------------------------                                                                       
   AURANGABAD     143324     142514     115696     81.18                                                                             
--------------------------------------------------------------                                                                       
   MUMBAI         312497     311928     277353     88.92                                                                             
--------------------------------------------------------------                                                                       
   KOLHAPUR       142157     141905     128221     90.36                                                                             
--------------------------------------------------------------                                                                       
   AMARAVATI      159788     159195     118753     74.60                                                                             
--------------------------------------------------------------                                                                       
   NASIK          184199     183786     154123     83.86                                                                             
--------------------------------------------------------------                                                                       
   LATUR           96935      96204      70955     73.75                                                                             
--------------------------------------------------------------                                                                       
   KONKAN          41694      41678      39089     93.79                                                                             
--------------------------------------------------------------                                                                       
   OVERALL   :   1504135    1499276    1251528     83.48       

Swami samarth temple, Shrivardhan

In april, I visited swami samarth temple in shriwardhan. Here are few pictures of temple.