Medical Examination TPA procedure for LIC term insurance

Earlier I gave details of Planning to buy Term Insurance from LIC. One of my friend's sister is LIC agent.
But she is staying in Ahmednagar. I told my plan to buy insurance to my  friend and he discussed it with her.
I have been told of the procedure for buying insurance, required documents. My friend brought LIC offer form when he went to nagar on weekend.
I filled the form and submitted self attested xerox of all required documents and also one more form stating that I can not personally go to LIC's nagar office and my agent will submit the form on my behalf.
I was told that there will be one medical test after form submission. Next week, my friend brought Form with one more TPA medical exam form along with all the documents which I have to submit to hospital which will conduct medical test. I asked my agent to give me hospital which is in Chinchwad or Nigdi area as it is convenient for me.
Centre for TPA medical test as per my request was Just for Heart Health Care in Chinchwad.
I went there on Saturday, 6th July in morning and submitted the documents. Doctor asked me whether I had any food in morning. I had breakfast in morning so She told me to come on Monday as medical test to be carried out are without eating any food.
So I went for test on monday. They have asked me about my medical history and also of my family.
They have Conducted following tests:

• Blood, Urine test. 
• Blood pressure
• Height and weight
• Hand and leg movement to check if any problem
• Hip and waist measurement

TPA centre will send my Offer form to required office for further processing and it will take around 10-15 days to complete the whole procedure.

I will update once I get more information regarding it.

Update on redemption of Tax saving Mutual funds of year 2010

Earlier I had given details of investment made in tax savings mutual funds in year 2010 and recently in early 2013.
Three year locking period was completed In January 2013 for all the investments done in 2010.
My observation during these three years:
1. Fixed deposit or PPF is better option for tax saving.
2. ELSS mutual fund returns are not good. Instead it is better to invest in PPF for tax saving purpose.
3. Investing in Good stocks if you want to get benefit of appreciation from stock market as Good stocks will give returns better than ELSS Mutual funds as there is additional cost involved in mutual funds like fund management, employee cost, commissions etc.

Details of Redemption:

Fund Name	Purchase Date	Purchase Amount	Sell Date	Sell Amount
Kotak Taxsaver - Dividend (KM100)	21/12/2009	2000	07/01/2013	2563.15
Reliance Tax Saver Fund - Dividend (RC182)	07/01/2010	5000	18/02/2013	4802.12
SBI Magnum Tax Gain Scheme 93 - Dividend (SB023)	07/01/2010	5000	18/02/2013	4015.40
Birla SunLife Tax Relief 96 - Growth (BM382)	07/01/2010	5000	10/01/2013	5440.54
HSBC Tax Saver Equity Fund - Dividend (HS107)	07/01/2010	3000	18/02/2013	3361.75
Religare Tax Plan - Dividend (LT011)	08/01/2010	2000	29/05/2013	2077.75
HSBC Tax Saver Equity Fund - Dividend (HS107)	27/01/2010	2000	18/02/2013	2241.16

Dividend is also credited for few dividend schemes and Details of dividend is as below:

• Reliance Tax Saver Fund - Dividend
• 11-Feb-2011 : 520
• 29-Mar-2012 : 520
• 25-Jan-2013 : 243
• Total Dividend: 1283
• Religare Tax Plan - Dividend
• 20-Jan-2011: 312
• 30-Mar-2011: 117
• Total Dividend: 429
• HSBC Tax Saver Equity Fund - Dividend
• 19-Feb-2010: 373
• Total Dividend: 373
• SBI Magnum Tax Gain Scheme 93 - Dividend
• 22-Mar-2012: 394
• 18-Mar-2011 :450
• 05-Mar-2010 : 450
• Total Dividend: 1294

Planning to buy Term Insurance plan

I am planning to buy Term insurance.
SBI life and LIC were 2 options in my mind when i decided to buy term plan. I have searched on SBI life website and Online option is available on their website. But after searching more on web, i found that  ICICI Prudential and Hdfc Life are among the top private insurance companies. One of my close friend has bought ICICI term plan online so ICICI was also one new option in my preferred list.
Finally I decided to go with LIC term plan and reliability of LIC was the deciding factor to go with them.
I have decided to opt "AMULY JEEVAN - 1" plan of LIC of 30 Lacs for term of 30 years.
I will give details once all process is complete.

Investment in Tax saving Mutual Funds

This week i have invested small amount in tax saving Mutual Fund for tax saving purpose.
Three years back i have invested in Tax saving scheme and locking period of all those investment is complete. I have invested in too many schemes that time with small amount in all investments.
Details of investment in year 2010:

Fund Name	Date	Units Allocated	Price	Amount
Kotak Taxsaver - Dividend (KM100)	21/12/2009	204.29	9.79	2000
Reliance Tax Saver Fund - Dividend (RC182)	07/01/2010	346.789	14.418	5000
SBI Magnum Tax Gain Scheme 93 - Dividend (SB023)	07/01/2010	112.587	44.4100	5000
Birla SunLife Tax Relief 96 - Growth (BM382)	07/01/2010	454.545	11	5000
HSBC Tax Saver Equity Fund - Dividend (HS107)	07/01/2010	217.055	13.8214	3000
Religare Tax Plan - Dividend (LT011)	08/01/2010	156.128	12.81	2000
HSBC Tax Saver Equity Fund - Dividend (HS107)	27/01/2010	156.509	12.7788	2000

Reliance tax saver fund is the best performing fund among the funds which i invested. So this time also I choose it for investing. Instead of investing in too many funds, i decided to invest only in 2 funds.
After doing some study, I decided to invest in Axis Tax saver as second option.

I have invested total Rs. 11000 this year.
Details are as below:

Fund Name	Date	Units Allocated	Price	Amount
Axis Long Term Equity Fund - Growth (AX012)	11/01/2013	266.5120	15.0087	4000
Reliance Tax Saver Fund - Dividend (RC182)	11/01/2013	443.1840	15.7948	7000