Update on redemption of Tax saving Mutual funds of year 2010

Earlier I had given details of investment made in tax savings mutual funds in year 2010 and recently in early 2013.
Three year locking period was completed In January 2013 for all the investments done in 2010.
My observation during these three years:
1. Fixed deposit or PPF is better option for tax saving.
2. ELSS mutual fund returns are not good. Instead it is better to invest in PPF for tax saving purpose.
3. Investing in Good stocks if you want to get benefit of appreciation from stock market as Good stocks will give returns better than ELSS Mutual funds as there is additional cost involved in mutual funds like fund management, employee cost, commissions etc.

Details of Redemption:

Fund Name	Purchase Date	Purchase Amount	Sell Date	Sell Amount
Kotak Taxsaver - Dividend (KM100)	21/12/2009	2000	07/01/2013	2563.15
Reliance Tax Saver Fund - Dividend (RC182)	07/01/2010	5000	18/02/2013	4802.12
SBI Magnum Tax Gain Scheme 93 - Dividend (SB023)	07/01/2010	5000	18/02/2013	4015.40
Birla SunLife Tax Relief 96 - Growth (BM382)	07/01/2010	5000	10/01/2013	5440.54
HSBC Tax Saver Equity Fund - Dividend (HS107)	07/01/2010	3000	18/02/2013	3361.75
Religare Tax Plan - Dividend (LT011)	08/01/2010	2000	29/05/2013	2077.75
HSBC Tax Saver Equity Fund - Dividend (HS107)	27/01/2010	2000	18/02/2013	2241.16

Dividend is also credited for few dividend schemes and Details of dividend is as below:

• Reliance Tax Saver Fund - Dividend
• 11-Feb-2011 : 520
• 29-Mar-2012 : 520
• 25-Jan-2013 : 243
• Total Dividend: 1283
• Religare Tax Plan - Dividend
• 20-Jan-2011: 312
• 30-Mar-2011: 117
• Total Dividend: 429
• HSBC Tax Saver Equity Fund - Dividend
• 19-Feb-2010: 373
• Total Dividend: 373
• SBI Magnum Tax Gain Scheme 93 - Dividend
• 22-Mar-2012: 394
• 18-Mar-2011 :450
• 05-Mar-2010 : 450
• Total Dividend: 1294

Nice Marathi Song from Movie Duniyadari

Few days back, I saw making of Marathi song "Jindagi Jindagi" on TV. It is a very nice song and also nice to see many marathi actors singing. Sachin Pilgaonkar, Mahesh Manjarekar, Siddarth Jadhav, Sunil Barve, Swapnil Joshi, Paddi Kamble, Sanjay Jadhav, Prasad Oak, Sumit Raghavan, Siddharth Jadhav, Kedar Shinde, Ankush Chaudhari, Vaibhav Mangle
I know Sachin is good singer but watching others singing and that too like professional singers is good.
Lyrics pan mast aahet. "Mai jindagi ka sath nibhata chala gaya" ya Junya Hindi ganyacha mukhada use kelay pan Baki gana mast lihalay.
He gana khup gaajel he Sachin che shabd khare hotil.


Watch song on Youtube at:
http://www.youtube.com/watch?v=vPRvu3aOvhk

http://www.youtube.com/watch?v=YqasTm5HL6k

Speed post by Indian post is best

I ordered cheque book through net banking. Usually it is delivered by courier in 2-3 days.
I got sms from ING that cheque book is dispatched through Shree Maruti courier services. But when i checked the details on their article tracking website, status was RETURNED due to short address.
I receive all my mails, couriers on same address. I doubt whether they tried to deliver it.
I sent them email for the same and they replied regretting and saying that next time, they'll take care.
I got call from ING bangalore office that cheque book is returned due to address not found. They confirmed the address on phone and told me that they are resending it by Speed Post.
Cheque book was delivered from Bangalore on 19th June and today(21st June), I received my cheque book.
In morning, i checked Indian post website for status of my cheque book and status was "sent to rupeenagar post office from pune".
I thought that it will get delivered tomorrow but to my surprise, I just received it at 6.30pm.
Very happy with service of Speed Post service of Indian Post.
Experience of Shree Maruti courier was worst and i will never suggest it to anyone. Don't know why ING preferred them first while delivering my cheque book.

Delivered by EMS speed post

Shree Maruti Courier Courier Returned (Short Address)

Address details

Shree Maruti's undelivered Courier packet inside Speed post packet